There are many reasons for needing life insurance. Perhaps you have purchased a new home, gotten married, had a child, or started a business. We offer various plans, affordable rates, and coverages to assist you and provide financial peace of mind.
Kenny Insurance is now offering Life Insurance
There are 3 types of Life Insurance:
Term insurance – a type of life insurance policy that provides coverage for a certain period of time or a specified “term” of years. If the insured dies during the time period specified in the policy and the policy is active, or in force, a death benefit will be paid. Term insurance has no cash value and expires at the end of the “term”. Many policies offer level premiums. Other term policies offer decreasing or increasing benefits over times.
Whole Life Insurance – provides permanent life insurance which is guaranteed to remain in force for the insured’s entire lifetime, provided required premiums are paid, or to the maturity date.
Universal Life Insurance – similar to whole life insurance, it differs in that it also offers an investment savings option, can be customized, and be adjusted over time to accommodate your current financial needs. Premiums are at a higher cost due to the flexibility.
If you are unsure which policy would best suit your needs, or if you have further question, please contact a licensed life insurance broker at Kenny Insurance.
We would be more than happy to discuss your needs and collaborate with you to choose the right policy. Feel confident knowing you have the coverage you need.