CAMPER/TRAILER INSURANCE
Camper & Trailer Insurance in London & St. Thomas, Ontario
Whether you’re heading out for weekend getaways or extended road trips, protecting your camper or trailer is essential. At Kenny Insurance Brokers, we provide specialized camper and trailer insurance in London and St. Thomas, helping you enjoy the road with confidence.
From travel trailers and fifth wheels to pop-up campers and utility trailers, we help you find the right coverage based on how you use your unit, whether it’s seasonal, recreational, or occasional.
What is Camper & Trailer Insurance?
Camper and trailer insurance is designed to protect non-motorized recreational units and trailers that are towed by a vehicle.
Depending on the type of trailer, your policy may cover:
- Physical damage (collision & comprehensive)
- Theft and vandalism
- Liability protection (in certain situations)
- Personal belongings inside the unit
- Emergency expenses while traveling
Many people assume their auto policy covers their trailer, but coverage is often limited. A dedicated policy ensures proper protection.
Local Insurance Expertise for London & St. Thomas
Owning a camper or trailer in Southwestern Ontario comes with unique considerations.
We understand:
- Seasonal usage patterns
- Winter storage risks
- Travel across Ontario and beyond
- Coverage needs while parked vs. in transit
As a local brokerage, we help you navigate these factors and build a policy that reflects how you actually use your camper or trailer.
How to Save on Camper & Trailer Insurance
We help clients in London and St. Thomas reduce premiums by:
- Bundling with home or auto insurance
- Choosing appropriate deductibles
- Storing units securely during off-season
- Selecting coverage that matches usage (not over-insuring)
Because we work with multiple insurers, we can compare options and find the best value.
Types of Campers & Trailers We Insure
We help clients across London, St. Thomas, and surrounding Ontario communities insure a wide range of units:
Travel Trailers
Towable units designed for camping and extended stays.
Fifth Wheel Trailers
Larger trailers with specialized hitching systems.
Pop-Up Campers
Lightweight, collapsible units ideal for occasional use.
Utility & Cargo Trailers
Used for transporting equipment, tools, or recreational gear.
Tent Trailers
Compact and flexible options for seasonal camping.
No matter what you own, we’ll help match you with the right coverage.
What Does Camper & Trailer Insurance Cover?
Coverage can be customized based on your needs, but typically includes:
Physical Damage Coverage
Protects your trailer from accidents, fire, theft, vandalism, and weather damage.
Liability Coverage
Helps protect you if your trailer causes injury or damage while parked or in use.
Contents Coverage
Covers personal belongings inside your camper.
Emergency Expense Coverage
Helps with temporary accommodations or travel expenses if something goes wrong on a trip.
If you’re looking for camper or trailer insurance near you, we’re here to help.
Contact Kenny Insurance Brokers today for a free quote and protect your next adventure.
Camper/Trailer Insurance FAQ
In many cases, yes. While some auto policies provide limited coverage, a dedicated policy offers more complete protection.
Travel trailers, fifth wheels, pop-up campers, utility trailers, cargo trailers, and tent trailers can all be insured.
Yes. Many policies include coverage for personal belongings stored inside the camper.
Insurance requirements vary depending on the type of trailer and usage, but coverage is strongly recommended.
Yes. Bundling policies can often help reduce your overall insurance costs.
You can contact Kenny Insurance Brokers to compare options and get a quote based on your trailer type and usage.
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